This article by Kelly Dennett and Josephine Franks is the stark reality of an ageing population that are increasingly facing a future of limiting opportunities and financial security.

We are sure that this article is not unique to New Zealand’s conditions.

I would be interested in hearing others thoughts and personal experiences which will be treated with complete confidentiality.

Below is the link:

https://www.stuff.co.nz/business/119159518/i-cant-survive-over-45s-struggling-to-make-ends-meet-ahead-of-retirement